0% intro APR for as much as 21 months (on each purchases and steadiness transfers) — That is the place The Wells Fargo Replicate℠ Card is tricky to overcome. The cardboard begins with a zero% intro APR on purchases and qualifying steadiness transfers for 18 months. To make it even higher, you’ll be able to get an intro APR extension of as much as 3 months, for a complete of 21 months. All you wish to have to do is make on-time minimal bills throughout the intro and extension sessions.
It is price noting that the intro APR applies to steadiness transfers made inside the first 120 days of opening the account. There could also be a steadiness switch charge of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. The ones charge quantities are usual amongst steadiness switch bank cards.
No annual charge — The Wells Fargo Replicate℠ Card cuts charges in the proper puts. Working example, the cardboard has no annual charge.
Mobile phone coverage — While you pay your per 30 days cell phone invoice together with your eligible Wells Fargo bank card, you stand up to $600 of cell phone coverage (topic to a $25 deductible). That is a type of underrated bank card perks. You do not wish to pay for cell phone insurance coverage out of pocket, since this card contains coverage already.
Particular gives — Thru My Wells Fargo Offers, you’ll be able to generate profits again observation credit on buying groceries, eating, and reviews that you just pay for together with your eligible Wells Fargo card.