Pricey Quentin,
I’ve been with my spouse since 1993. We lived in combination for a couple of years and, in 2004, we in spite of everything married. We’re each in our 60s. When my spouse retired, her corporate introduced a one-time payout of roughly $1 million, which our monetary adviser installed her identify in IRAs. We’re somewhat rich: we have now money financial savings of $300,000 and different investments of $3.2 million, which come with that $1 million payout. The remainder of our wealth is made up via a mixture of joint budget (held in shares and so on.)…