Evaluation: Citi Simplicity Credit score Card


0% introductory APR for 21 months on steadiness transfers: Some of the longest introductory sessions on steadiness transfers now we have come throughout, you’ll be able to get a zero% intro APR at the steadiness transferred for a complete 21 months, because of this you’ll have nearly two years to repay your steadiness.

0% introductory APR for twelve months on purchases: You’ll be able to additionally get a zero% intro APR on new purchases for the primary twelve months. It is a useful perk when you plan on purchasing anything else with the cardboard.

Make a selection your cost due date: A bit flexibility can cross some distance with regards to managing your budget. The cardboard means that you can choose between any to be had cost date, whether or not it is at first, heart, or finish of the month. That manner, you’ll be able to arrange automated bills which are aligned together with your paycheck.

No past due charges: Some of the distinctive perks is that there are not any past due charges, ever. Whilst you must at all times pay your invoice on time, as a result of past due bills can nonetheless impact your credit score, it is great to understand that you will not be charged when you do slip up and omit a cost.

No penalty APR: In the event you omit some bills, maximum bank cards will build up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty price, so your APR is not susceptible to expanding because of past due bills.

No annual rate: This card comes and not using a annual rate, which is the most important function in case your function is to repay debt.



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